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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,440 | $59,220+51.0% | $96,572-7.4% | $79,389+12.7% |
| Participation rate | 53.0% | 61.9%-8.9pp | 69.8%-16.8pp | 70.7%-17.7pp |
| Annual return | 16.77% | 27.08%-10.3pp | 37.79%-21.0pp | 116.89%-100.1pp |
| Employer contribution / active EE | $774 | $1,216-36.4% | $2,357-67.2% | $2,428-68.1% |
| Participant deferral / active EE | $3,349 | $2,948+13.6% | $3,850-13.0% | $4,046-17.2% |
| Admin fee / account holder | $6,051 | $659+818.9% | $6,183-2.1% | $626+866.0% |