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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,721 | $106,524-51.4% | $152,301-66.0% | $87,485-40.9% |
| Participation rate | 87.9% | 75.8%+12.2pp | 82.4%+5.5pp | 68.9%+19.0pp |
| Annual return | 15.56% | 26.89%-11.3pp | 80.50%-64.9pp | 26.06%-10.5pp |
| Employer contribution / active EE | $513 | $3,371-84.8% | $4,624-88.9% | $2,596-80.2% |
| Participant deferral / active EE | $3,159 | $6,525-51.6% | $8,004-60.5% | $4,274-26.1% |
| Admin fee / account holder | $1,492 | $8,287-82.0% | $14,398-89.6% | $7,775-80.8% |