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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,327 | $93,617-46.2% | $135,982-63.0% | $75,177-33.1% |
| Participation rate | 84.0% | 75.2%+8.7pp | 81.9%+2.0pp | 67.2%+16.7pp |
| Annual return | 18.45% | 30.89%-12.4pp | 68.32%-49.9pp | 160.75%-142.3pp |
| Employer contribution / active EE | $427 | $3,538-87.9% | $4,859-91.2% | $2,671-84.0% |
| Participant deferral / active EE | $3,217 | $6,406-49.8% | $7,760-58.5% | $4,126-22.0% |
| Admin fee / account holder | $3,345 | $6,980-52.1% | $10,767-68.9% | $5,651-40.8% |