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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,461 | $105,200-47.3% | $159,474-65.2% | $85,847-35.4% |
| Participation rate | 87.0% | 75.8%+11.2pp | 82.8%+4.2pp | 69.3%+17.7pp |
| Annual return | 15.96% | 45.08%-29.1pp | 263.68%-247.7pp | 318.61%-302.6pp |
| Employer contribution / active EE | $451 | $3,319-86.4% | $4,831-90.7% | $2,565-82.4% |
| Participant deferral / active EE | $3,301 | $5,946-44.5% | $7,353-55.1% | $3,952-16.5% |
| Admin fee / account holder | $5,079 | $6,934-26.8% | $10,802-53.0% | $6,261-18.9% |