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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,259 | $82,678-42.8% | $125,391-62.3% | $68,490-31.0% |
| Participation rate | 82.9% | 75.1%+7.8pp | 82.4%+0.5pp | 67.9%+15.0pp |
| Annual return | -21.33% | -5.97%-15.4pp | 572.41%-593.7pp | -7.85%-13.5pp |
| Employer contribution / active EE | $425 | $3,382-87.4% | $4,816-91.2% | $2,597-83.6% |
| Participant deferral / active EE | $2,940 | $6,111-51.9% | $7,448-60.5% | $4,028-27.0% |
| Admin fee / account holder | $2,393 | $6,277-61.9% | $10,009-76.1% | $5,403-55.7% |