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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,319 | $102,422-52.8% | $147,117-67.2% | $80,959-40.3% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.0pp |
| Annual return | 11.75% | 135.16%-123.4pp | 420.54%-408.8pp | 35.67%-23.9pp |
| Employer contribution / active EE | $460 | $3,717-87.6% | $4,932-90.7% | $2,757-83.3% |
| Participant deferral / active EE | $2,942 | $6,652-55.8% | $8,065-63.5% | $4,300-31.6% |
| Admin fee / account holder | $4,806 | $7,953-39.6% | $12,993-63.0% | $6,925-30.6% |