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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,351 | $111,785+6.8% | $93,669+27.4% | $145,877-18.2% |
| Participation rate | 90.0% | 74.2%+15.8pp | 68.7%+21.3pp | 80.3%+9.7pp |
| Annual return | 8.85% | 203.79%-194.9pp | 133.59%-124.7pp | 551.28%-542.4pp |
| Employer contribution / active EE | $13,647 | $3,096+340.8% | $2,424+463.1% | $4,663+192.7% |
| Participant deferral / active EE | $7,690 | $4,919+56.3% | $4,416+74.2% | $6,691+14.9% |
| Admin fee / account holder | $45,016 | $10,256+338.9% | $8,291+442.9% | $13,402+235.9% |