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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,938 | $106,923-66.4% | $84,023-57.2% | $152,909-76.5% |
| Participation rate | 76.9% | 75.3%+1.7pp | 69.0%+7.9pp | 82.5%-5.5pp |
| Annual return | 28.68% | 105.02%-76.3pp | 71.32%-42.6pp | 345.46%-316.8pp |
| Employer contribution / active EE | $10,489 | $2,735+283.4% | $1,984+428.7% | $4,764+120.2% |
| Participant deferral / active EE | $6,550 | $4,013+63.2% | $3,239+102.2% | $5,851+11.9% |
| Admin fee / account holder | $474 | $8,289-94.3% | $6,102-92.2% | $11,601-95.9% |