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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,190 | $95,917-47.7% | $79,583-36.9% | $134,545-62.7% |
| Participation rate | 90.9% | 75.0%+15.9pp | 69.5%+21.4pp | 81.2%+9.7pp |
| Annual return | -18.98% | -2.70%-16.3pp | 0.16%-19.1pp | 418.37%-437.3pp |
| Employer contribution / active EE | $15,202 | $3,129+385.8% | $2,414+529.8% | $4,742+220.6% |
| Participant deferral / active EE | $8,407 | $4,694+79.1% | $3,986+110.9% | $6,401+31.3% |
| Admin fee / account holder | $2,307 | $9,132-74.7% | $6,835-66.2% | $11,431-79.8% |