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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,437 | $95,979-76.6% | $74,551-69.9% | $135,380-83.4% |
| Participation rate | 90.0% | 75.7%+14.3pp | 69.1%+20.9pp | 82.6%+7.4pp |
| Annual return | -25.84% | 56.97%-82.8pp | 32.53%-58.4pp | 519.81%-545.6pp |
| Employer contribution / active EE | $9,381 | $2,716+245.4% | $1,961+378.4% | $4,779+96.3% |
| Participant deferral / active EE | $8,815 | $3,844+129.3% | $3,108+183.6% | $5,609+57.2% |
| Admin fee / account holder | $335 | $6,522-94.9% | $5,059-93.4% | $10,828-96.9% |