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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,351 | $111,878+6.7% | $93,727+27.3% | $145,897-18.2% |
| Participation rate | 90.0% | 74.2%+15.8pp | 68.7%+21.3pp | 80.3%+9.7pp |
| Annual return | 8.85% | 204.28%-195.4pp | 133.83%-125.0pp | 552.29%-543.4pp |
| Employer contribution / active EE | $13,647 | $3,092+341.3% | $2,421+463.6% | $4,663+192.7% |
| Participant deferral / active EE | $7,690 | $4,920+56.3% | $4,417+74.1% | $6,689+15.0% |
| Admin fee / account holder | $45,016 | $10,256+338.9% | $8,292+442.9% | $13,390+236.2% |