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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,315 | $112,729+14.7% | $98,716+31.0% | $137,256-5.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 14.02% | 38.48%-24.5pp | 31.81%-17.8pp | 220.34%-206.3pp |
| Employer contribution / active EE | $21,367 | $2,725+684.0% | $2,279+837.8% | $4,156+414.1% |
| Participant deferral / active EE | $6,516 | $4,640+40.4% | $4,048+61.0% | $6,407+1.7% |
| Admin fee / account holder | $10,853 | $10,129+7.2% | $8,703+24.7% | $12,270-11.6% |