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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,377 | $183,539-52.9% | $155,556-44.5% | $145,897-40.8% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 10.96% | 61.31%-50.3pp | 64.84%-53.9pp | 552.29%-541.3pp |
| Employer contribution / active EE | $6,381 | $5,315+20.1% | $4,675+36.5% | $4,663+36.9% |
| Participant deferral / active EE | $11,313 | $6,467+74.9% | $5,631+100.9% | $6,689+69.1% |
| Admin fee / account holder | $4,787 | $19,275-75.2% | $15,885-69.9% | $13,390-64.3% |