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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,424 | $172,111-38.2% | $150,298-29.2% | $137,256-22.5% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 14.18% | 69.37%-55.2pp | 62.79%-48.6pp | 220.34%-206.2pp |
| Employer contribution / active EE | $2,221 | $4,636-52.1% | $4,154-46.5% | $4,156-46.6% |
| Participant deferral / active EE | $10,063 | $6,166+63.2% | $5,453+84.5% | $6,407+57.1% |
| Admin fee / account holder | $5,225 | $16,471-68.3% | $14,116-63.0% | $12,270-57.4% |