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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,962 | $175,257-62.4% | $149,717-55.9% | $139,456-52.7% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 14.80% | 166.70%-151.9pp | 134.41%-119.6pp | 373.45%-358.7pp |
| Employer contribution / active EE | $4,132 | $5,477-24.5% | $4,820-14.3% | $4,753-13.1% |
| Participant deferral / active EE | $8,040 | $6,521+23.3% | $5,682+41.5% | $6,711+19.8% |
| Admin fee / account holder | $6,143 | $16,156-62.0% | $13,213-53.5% | $11,407-46.1% |