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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,657 | $109,863-31.1% | $98,477-23.2% | $167,518-54.8% |
| Participation rate | 75.0% | 75.8%-0.8pp | 73.3%+1.7pp | 82.1%-7.1pp |
| Annual return | 11.98% | 1958.09%-1946.1pp | 1493.59%-1481.6pp | 478.71%-466.7pp |
| Employer contribution / active EE | $11,379 | $3,225+252.8% | $2,961+284.3% | $4,838+135.2% |
| Participant deferral / active EE | $5,976 | $4,673+27.9% | $4,276+39.7% | $6,342-5.8% |
| Admin fee / account holder | $7,441 | $6,755+10.1% | $5,951+25.0% | $12,312-39.6% |