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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,601 | $99,011-73.1% | $86,582-69.3% | $147,586-82.0% |
| Participation rate | 75.0% | 76.3%-1.3pp | 73.5%+1.5pp | 82.8%-7.8pp |
| Annual return | 19.11% | 1312.75%-1293.6pp | 965.08%-946.0pp | 578.59%-559.5pp |
| Employer contribution / active EE | $2,175 | $3,132-30.6% | $2,839-23.4% | $4,876-55.4% |
| Participant deferral / active EE | $3,371 | $3,972-15.1% | $3,609-6.6% | $5,439-38.0% |
| Admin fee / account holder | $1,873 | $5,709-67.2% | $4,904-61.8% | $10,886-82.8% |