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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,710 | $100,895-44.8% | $90,430-38.4% | $158,950-65.0% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 30.59% | 1725.54%-1695.0pp | 1293.73%-1263.1pp | 302.91%-272.3pp |
| Employer contribution / active EE | $7,214 | $3,689+95.6% | $3,262+121.2% | $4,762+51.5% |
| Participant deferral / active EE | $6,860 | $4,347+57.8% | $3,963+73.1% | $5,983+14.7% |
| Admin fee / account holder | $1,899 | $6,505-70.8% | $5,613-66.2% | $11,248-83.1% |