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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,392 | $77,901+30.2% | $149,717-32.3% | $75,181+34.9% |
| Participation rate | 80.4% | 65.6%+14.8pp | 78.8%+1.6pp | 67.2%+13.2pp |
| Annual return | 12.90% | 31.73%-18.8pp | 134.41%-121.5pp | 160.69%-147.8pp |
| Employer contribution / active EE | $0 | $3,137-100.0% | $4,820-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,020 | $3,411+76.5% | $5,682+6.0% | $4,126+45.9% |
| Admin fee / account holder | $45,629 | $5,949+667.0% | $13,213+245.3% | $5,650+707.6% |