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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $13,013 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $9,894 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,365 | $91,179+27.6% | $178,499-34.8% | $79,852+45.7% |
| Participation rate | 60.0% | 69.2%-9.2pp | 81.9%-21.9pp | 69.6%-9.6pp |
| Annual return | 12.96% | 24.19%-11.2pp | 151.10%-138.1pp | 31.72%-18.8pp |
| Employer contribution / active EE | $1,512 | $3,256-53.6% | $5,011-69.8% | $2,471-38.8% |
| Participant deferral / active EE | $3,738 | $3,236+15.5% | $5,202-28.2% | $3,740-0.1% |
| Admin fee / account holder | $318 | $6,749-95.3% | $13,986-97.7% | $5,306-94.0% |