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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,063 | $73,848+62.6% | $143,799-16.5% | $68,486+75.3% |
| Participation rate | 71.2% | 66.7%+4.5pp | 80.3%-9.2pp | 67.9%+3.3pp |
| Annual return | -16.17% | 0.91%-17.1pp | -0.04%-16.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,515 | $3,385+62.9% | $5,638-2.2% | $4,028+36.9% |
| Admin fee / account holder | $6,588 | $5,755+14.5% | $14,677-55.1% | $5,404+21.9% |