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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,698 | $56,110-50.6% | $94,993-70.8% | $70,126-60.5% |
| Participation rate | 91.8% | 65.0%+26.8pp | 73.9%+18.0pp | 69.5%+22.3pp |
| Annual return | 18.32% | 51.02%-32.7pp | 27.14%-8.8pp | 73.15%-54.8pp |
| Employer contribution / active EE | $1,509 | $1,442+4.6% | $2,603-42.0% | $2,343-35.6% |
| Participant deferral / active EE | $893 | $2,391-62.7% | $3,317-73.1% | $3,332-73.2% |
| Admin fee / account holder | $1,430 | $3,456-58.6% | $4,960-71.2% | $4,645-69.2% |