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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,570 | $49,025-45.8% | $87,502-69.6% | $62,881-57.7% |
| Participation rate | 97.6% | 64.9%+32.7pp | 73.8%+23.8pp | 69.3%+28.3pp |
| Annual return | 7.51% | 10.02%-2.5pp | 12.21%-4.7pp | 20.14%-12.6pp |
| Employer contribution / active EE | $1,479 | $1,372+7.8% | $2,550-42.0% | $2,281-35.1% |
| Participant deferral / active EE | $2,014 | $2,289-12.0% | $3,149-36.0% | $3,203-37.1% |
| Admin fee / account holder | $1,541 | $4,065-62.1% | $4,221-63.5% | $4,296-64.1% |