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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,264 | $45,438-46.6% | $80,004-69.7% | $59,633-59.3% |
| Participation rate | 100.0% | 63.7%+36.3pp | 73.0%+27.0pp | 68.7%+31.3pp |
| Annual return | -5.42% | 5.10%-10.5pp | 7.63%-13.0pp | 2041.45%-2046.9pp |
| Employer contribution / active EE | $1,625 | $1,236+31.5% | $2,473-34.3% | $2,203-26.2% |
| Participant deferral / active EE | $2,129 | $2,231-4.5% | $3,204-33.5% | $3,192-33.3% |
| Admin fee / account holder | $714 | $3,464-79.4% | $5,033-85.8% | $4,297-83.4% |