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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,377 | $102,422+207.9% | $147,117+114.4% | $80,959+289.6% |
| Participation rate | 87.0% | 75.9%+11.1pp | 82.2%+4.8pp | 67.7%+19.3pp |
| Annual return | 17.08% | 135.16%-118.1pp | 420.54%-403.5pp | 35.67%-18.6pp |
| Employer contribution / active EE | $4,695 | $3,717+26.3% | $4,932-4.8% | $2,757+70.3% |
| Participant deferral / active EE | $13,094 | $6,652+96.8% | $8,065+62.4% | $4,300+204.5% |
| Admin fee / account holder | $27,198 | $7,953+242.0% | $12,993+109.3% | $6,925+292.7% |