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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,379 | $106,524+203.6% | $152,301+112.3% | $87,485+269.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 14.45% | 26.89%-12.4pp | 80.50%-66.0pp | 26.06%-11.6pp |
| Employer contribution / active EE | $5,893 | $3,371+74.8% | $4,624+27.4% | $2,596+127.0% |
| Participant deferral / active EE | $11,199 | $6,525+71.6% | $8,004+39.9% | $4,274+162.1% |
| Admin fee / account holder | $17,887 | $8,287+115.8% | $14,398+24.2% | $7,775+130.1% |