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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,869 | $55,437-82.2% | $155,534-93.7% | $74,459-86.7% |
| Participation rate | 93.5% | 61.9%+31.7pp | 78.2%+15.3pp | 67.2%+26.3pp |
| Annual return | 14.05% | 269.58%-255.5pp | 64.92%-50.9pp | 1369.70%-1355.7pp |
| Employer contribution / active EE | $2,405 | $2,266+6.1% | $4,675-48.6% | $2,626-8.4% |
| Participant deferral / active EE | $3,686 | $2,837+29.9% | $5,630-34.5% | $4,350-15.3% |
| Admin fee / account holder | $19 | $1,742-98.9% | $15,900-99.9% | $1,945-99.0% |