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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,503 | $61,391-86.1% | $149,723-94.3% | $71,529-88.1% |
| Participation rate | 92.1% | 62.5%+29.6pp | 78.8%+13.3pp | 67.9%+24.2pp |
| Annual return | 21.87% | 35.88%-14.0pp | 134.50%-112.6pp | 28.97%-7.1pp |
| Employer contribution / active EE | $2,263 | $2,384-5.1% | $4,821-53.1% | $2,590-12.6% |
| Participant deferral / active EE | $3,507 | $2,921+20.1% | $5,682-38.3% | $4,291-18.3% |
| Admin fee / account holder | $1,953 | $1,264+54.5% | $13,215-85.2% | $1,588+23.0% |