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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,063 | $95,406-93.6% | $185,849-96.7% | $85,847-92.9% |
| Participation rate | 77.3% | 68.8%+8.5pp | 81.7%-4.4pp | 69.3%+8.0pp |
| Annual return | 21.08% | 23.59%-2.5pp | 122.10%-101.0pp | 318.61%-297.5pp |
| Employer contribution / active EE | $1,637 | $3,314-50.6% | $5,169-68.3% | $2,565-36.2% |
| Participant deferral / active EE | $2,443 | $3,424-28.6% | $5,569-56.1% | $3,952-38.2% |
| Admin fee / account holder | $1,381 | $7,214-80.9% | $16,244-91.5% | $6,261-77.9% |