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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,750 | $91,198-95.9% | $178,503-97.9% | $79,856-95.3% |
| Participation rate | 73.1% | 69.2%+3.9pp | 81.9%-8.9pp | 69.6%+3.4pp |
| Annual return | 86.63% | 24.20%+62.4pp | 151.12%-64.5pp | 31.71%+54.9pp |
| Employer contribution / active EE | $1,280 | $3,257-60.7% | $5,011-74.5% | $2,471-48.2% |
| Participant deferral / active EE | $1,931 | $3,237-40.3% | $5,202-62.9% | $3,741-48.4% |
| Admin fee / account holder | $974 | $6,748-85.6% | $13,987-93.0% | $5,306-81.6% |