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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,430 | $209,336-60.6% | $197,124-58.2% | $137,256-39.9% |
| Participation rate | 85.7% | 87.3%-1.6pp | 86.7%-1.0pp | 80.0%+5.8pp |
| Annual return | 17.81% | 48.09%-30.3pp | 44.34%-26.5pp | 220.34%-202.5pp |
| Employer contribution / active EE | $2,479 | $6,591-62.4% | $6,227-60.2% | $4,156-40.4% |
| Participant deferral / active EE | $9,725 | $9,614+1.2% | $9,135+6.5% | $6,407+51.8% |
| Admin fee / account holder | $673 | $17,308-96.1% | $16,298-95.9% | $12,270-94.5% |