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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,825 | $201,372-56.9% | $184,260-52.9% | $145,884-40.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.41% | 29.04%-17.6pp | 28.84%-17.4pp | 551.85%-540.4pp |
| Employer contribution / active EE | $3,723 | $7,024-47.0% | $6,427-42.1% | $4,662-20.2% |
| Participant deferral / active EE | $13,508 | $9,808+37.7% | $9,133+47.9% | $6,690+101.9% |
| Admin fee / account holder | $1,359 | $16,362-91.7% | $13,898-90.2% | $13,392-89.9% |