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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,490 | $167,504-69.3% | $151,628-66.0% | $134,509-61.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.67% | 7.81%-29.5pp | 3.34%-25.0pp | 418.13%-439.8pp |
| Employer contribution / active EE | $4,959 | $6,828-27.4% | $6,165-19.6% | $4,741+4.6% |
| Participant deferral / active EE | $13,647 | $8,985+51.9% | $8,363+63.2% | $6,400+113.2% |
| Admin fee / account holder | $651 | $13,779-95.3% | $11,613-94.4% | $11,427-94.3% |