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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,288 | $72,071-76.0% | $68,368-74.7% | $137,256-87.4% |
| Participation rate | 28.6% | 76.2%-47.7pp | 73.8%-45.2pp | 80.0%-51.4pp |
| Annual return | 25.53% | 353.14%-327.6pp | 292.57%-267.0pp | 220.34%-194.8pp |
| Employer contribution / active EE | $623 | $2,788-77.7% | $2,649-76.5% | $4,156-85.0% |
| Participant deferral / active EE | $1,307 | $4,410-70.4% | $4,123-68.3% | $6,407-79.6% |
| Admin fee / account holder | $660 | $5,336-87.6% | $5,150-87.2% | $12,270-94.6% |