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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,288 | $70,366-75.4% | $66,674-74.1% | $138,895-87.6% |
| Participation rate | 28.6% | 76.2%-47.6pp | 73.7%-45.1pp | 79.9%-51.3pp |
| Annual return | 25.53% | 386.41%-360.9pp | 321.24%-295.7pp | 145.39%-119.9pp |
| Employer contribution / active EE | $623 | $2,765-77.5% | $2,620-76.2% | $4,194-85.2% |
| Participant deferral / active EE | $1,307 | $4,374-70.1% | $4,084-68.0% | $6,396-79.6% |
| Admin fee / account holder | $660 | $5,262-87.5% | $5,098-87.0% | $12,562-94.7% |