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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,000 | $77,460-70.3% | $100,378-77.1% | $80,925-71.6% |
| Participation rate | 91.7% | 76.9%+14.7pp | 81.5%+10.2pp | 67.7%+24.0pp |
| Annual return | 15.07% | 37.24%-22.2pp | 49.41%-34.3pp | 35.65%-20.6pp |
| Employer contribution / active EE | $2,145 | $2,801-23.4% | $3,942-45.6% | $2,756-22.2% |
| Participant deferral / active EE | $3,007 | $6,818-55.9% | $8,087-62.8% | $4,299-30.0% |
| Admin fee / account holder | $1,531 | $5,887-74.0% | $7,899-80.6% | $6,940-77.9% |