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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,461 | $68,398-78.9% | $94,664-84.7% | $75,173-80.8% |
| Participation rate | 94.6% | 76.1%+18.5pp | 80.8%+13.8pp | 67.2%+27.4pp |
| Annual return | 15.47% | 616.72%-601.2pp | 156.84%-141.4pp | 160.72%-145.2pp |
| Employer contribution / active EE | $1,891 | $2,701-30.0% | $3,673-48.5% | $2,671-29.2% |
| Participant deferral / active EE | $3,044 | $6,537-53.4% | $7,417-59.0% | $4,126-26.2% |
| Admin fee / account holder | $1,007 | $5,324-81.1% | $7,222-86.0% | $5,651-82.2% |