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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,549 | $115,917-90.9% | $100,535-89.5% | $158,982-93.4% |
| Participation rate | 44.4% | 81.6%-37.2pp | 79.4%-35.0pp | 82.0%-37.5pp |
| Annual return | 57.42% | 34.80%+22.6pp | 30.90%+26.5pp | 302.99%-245.6pp |
| Employer contribution / active EE | $1,521 | $4,105-63.0% | $3,419-55.5% | $4,763-68.1% |
| Participant deferral / active EE | $2,779 | $6,677-58.4% | $6,271-55.7% | $5,983-53.6% |
| Admin fee / account holder | $96 | $11,002-99.1% | $8,085-98.8% | $11,252-99.1% |