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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 · EIN 36-3145972 | Advisory (Plan) | $62,132 |
STRATEGIC ADVISORS, INC.5+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $9,470 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$37,811 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,255 | $89,123-40.2% | $102,460-48.0% | $77,762-31.5% |
| Participation rate | 87.9% | 80.9%+7.0pp | 76.5%+11.4pp | 70.6%+17.4pp |
| Annual return | 16.26% | 25.05%-8.8pp | 29.47%-13.2pp | 31.27%-15.0pp |
| Employer contribution / active EE | $1,298 | $2,700-51.9% | $3,025-57.1% | $2,728-52.4% |
| Participant deferral / active EE | $4,791 | $5,148-6.9% | $5,056-5.2% | $4,651+3.0% |
| Admin fee / account holder | $27 | $236-88.4% | $9,460-99.7% | $433-93.7% |