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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,746 | $57,330-58.6% | $86,656-72.6% | $75,177-68.4% |
| Participation rate | 30.9% | 63.2%-32.3pp | 71.7%-40.8pp | 67.2%-36.3pp |
| Annual return | 16.18% | 2675.40%-2659.2pp | 593.09%-576.9pp | 160.75%-144.6pp |
| Employer contribution / active EE | $908 | $2,316-60.8% | $3,025-70.0% | $2,671-66.0% |
| Participant deferral / active EE | $1,352 | $3,320-59.3% | $4,439-69.6% | $4,126-67.2% |
| Admin fee / account holder | $2,757 | $4,115-33.0% | $5,619-50.9% | $5,651-51.2% |