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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,180 | $54,763-63.2% | $90,324-77.7% | $72,976-72.3% |
| Participation rate | 37.8% | 65.2%-27.4pp | 73.3%-35.5pp | 69.5%-31.7pp |
| Annual return | 22.63% | 30.63%-8.0pp | 78.15%-55.5pp | 81.02%-58.4pp |
| Employer contribution / active EE | $1,226 | $2,093-41.5% | $2,856-57.1% | $2,440-49.8% |
| Participant deferral / active EE | $1,725 | $2,887-40.3% | $3,885-55.6% | $3,608-52.2% |
| Admin fee / account holder | $662 | $3,973-83.3% | $5,356-87.6% | $5,124-87.1% |