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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,187 | $60,139-63.1% | $90,461-75.5% | $79,856-72.2% |
| Participation rate | 46.1% | 65.0%-18.9pp | 72.7%-26.6pp | 69.6%-23.6pp |
| Annual return | 15.65% | 71.96%-56.3pp | 1294.76%-1279.1pp | 31.71%-16.1pp |
| Employer contribution / active EE | $1,098 | $2,069-46.9% | $3,264-66.4% | $2,471-55.6% |
| Participant deferral / active EE | $1,555 | $2,939-47.1% | $3,964-60.8% | $3,741-58.4% |
| Admin fee / account holder | $1,851 | $3,978-53.5% | $5,617-67.0% | $5,306-65.1% |