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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,444 | $65,434-61.1% | $98,483-74.2% | $85,847-70.4% |
| Participation rate | 58.0% | 65.0%-7.0pp | 73.3%-15.3pp | 69.3%-11.3pp |
| Annual return | 14.18% | 21.75%-7.6pp | 1494.38%-1480.2pp | 318.61%-304.4pp |
| Employer contribution / active EE | $2,336 | $2,169+7.7% | $2,961-21.1% | $2,565-8.9% |
| Participant deferral / active EE | $3,649 | $3,168+15.2% | $4,276-14.7% | $3,952-7.7% |
| Admin fee / account holder | $992 | $4,595-78.4% | $5,953-83.3% | $6,261-84.2% |