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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,969 | $58,311-46.9% | $81,882-62.2% | $80,959-61.7% |
| Participation rate | 37.2% | 63.5%-26.3pp | 72.4%-35.2pp | 67.7%-30.5pp |
| Annual return | 11.85% | 41.85%-30.0pp | 779.47%-767.6pp | 35.67%-23.8pp |
| Employer contribution / active EE | $1,233 | $2,347-47.4% | $2,916-57.7% | $2,757-55.3% |
| Participant deferral / active EE | $1,887 | $3,287-42.6% | $4,323-56.4% | $4,300-56.1% |
| Admin fee / account holder | $965 | $4,752-79.7% | $7,360-86.9% | $6,925-86.1% |