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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,028 | $217,432-49.4% | $185,849-40.8% | $167,536-34.3% |
| Participation rate | 66.7% | 86.1%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 12.38% | 148.42%-136.0pp | 122.10%-109.7pp | 478.82%-466.4pp |
| Employer contribution / active EE | $2,792 | $5,875-52.5% | $5,169-46.0% | $4,839-42.3% |
| Participant deferral / active EE | $4,450 | $6,357-30.0% | $5,569-20.1% | $6,342-29.8% |
| Admin fee / account holder | $2,969 | $19,818-85.0% | $16,244-81.7% | $12,315-75.9% |