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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,898 | $167,353-37.3% | $143,797-27.1% | $134,545-22.0% |
| Participation rate | 59.1% | 84.8%-25.7pp | 80.3%-21.2pp | 81.2%-22.1pp |
| Annual return | -17.95% | 0.48%-18.4pp | -0.04%-17.9pp | 418.37%-436.3pp |
| Employer contribution / active EE | $2,115 | $5,620-62.4% | $4,952-57.3% | $4,742-55.4% |
| Participant deferral / active EE | $3,614 | $6,447-44.0% | $5,638-35.9% | $6,401-43.6% |
| Admin fee / account holder | $848 | $18,096-95.3% | $14,679-94.2% | $11,431-92.6% |