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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,669 | $175,231-42.6% | $149,696-32.8% | $139,466-27.8% |
| Participation rate | 58.3% | 83.4%-25.1pp | 78.8%-20.4pp | 80.3%-22.0pp |
| Annual return | 12.74% | 166.77%-154.0pp | 134.46%-121.7pp | 373.66%-360.9pp |
| Employer contribution / active EE | $1,880 | $5,478-65.7% | $4,821-61.0% | $4,754-60.5% |
| Participant deferral / active EE | $3,914 | $6,521-40.0% | $5,682-31.1% | $6,712-41.7% |
| Admin fee / account holder | $19,518 | $16,155+20.8% | $13,212+47.7% | $11,409+71.1% |