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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,512 | $217,427-76.3% | $185,837-72.3% | $167,518-69.2% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.62% | 148.39%-134.8pp | 122.08%-108.5pp | 478.71%-465.1pp |
| Employer contribution / active EE | $1,953 | $5,874-66.8% | $5,168-62.2% | $4,838-59.6% |
| Participant deferral / active EE | $3,783 | $6,357-40.5% | $5,568-32.1% | $6,342-40.3% |
| Admin fee / account holder | $503 | $19,816-97.5% | $16,241-96.9% | $12,312-95.9% |