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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,664 | $202,342-77.9% | $172,752-74.1% | $152,897-70.8% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 18.06% | 1029.83%-1011.8pp | 802.97%-784.9pp | 345.43%-327.4pp |
| Employer contribution / active EE | $1,951 | $5,858-66.7% | $5,144-62.1% | $4,764-59.0% |
| Participant deferral / active EE | $2,774 | $5,948-53.4% | $5,198-46.6% | $5,851-52.6% |
| Admin fee / account holder | $19,463 | $17,111+13.7% | $13,955+39.5% | $11,599+67.8% |