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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,482 | $167,362-75.8% | $143,799-71.8% | $134,532-69.9% |
| Participation rate | 33.3% | 84.8%-51.5pp | 80.3%-47.0pp | 81.2%-47.9pp |
| Annual return | -10.63% | 0.47%-11.1pp | -0.04%-10.6pp | 418.27%-428.9pp |
| Employer contribution / active EE | $1,418 | $5,620-74.8% | $4,952-71.4% | $4,741-70.1% |
| Participant deferral / active EE | $2,238 | $6,447-65.3% | $5,638-60.3% | $6,401-65.0% |
| Admin fee / account holder | $9,756 | $18,094-46.1% | $14,677-33.5% | $11,429-14.6% |