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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,857 | $102,385+178.2% | $147,080+93.7% | $80,935+252.0% |
| Participation rate | 98.7% | 75.9%+22.8pp | 82.2%+16.5pp | 67.7%+31.0pp |
| Annual return | 11.98% | 135.09%-123.1pp | 420.17%-408.2pp | 35.66%-23.7pp |
| Employer contribution / active EE | $5,730 | $3,717+54.2% | $4,933+16.2% | $2,757+107.9% |
| Participant deferral / active EE | $13,868 | $6,651+108.5% | $8,066+71.9% | $4,299+222.6% |
| Admin fee / account holder | $14,169 | $7,951+78.2% | $12,989+9.1% | $6,924+104.6% |