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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,901 | $91,559+195.9% | $133,978+102.2% | $79,856+239.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 13.53% | 61.85%-48.3pp | 45.10%-31.6pp | 31.71%-18.2pp |
| Employer contribution / active EE | $4,028 | $2,384+69.0% | $3,919+2.8% | $2,471+63.0% |
| Participant deferral / active EE | $10,067 | $3,734+169.6% | $5,047+99.4% | $3,741+169.1% |
| Admin fee / account holder | $1,760 | $6,321-72.2% | $8,930-80.3% | $5,306-66.8% |