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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,150 | $105,210+145.4% | $159,487+61.9% | $85,851+200.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 17.02% | 45.08%-28.1pp | 263.71%-246.7pp | 318.63%-301.6pp |
| Employer contribution / active EE | $4,690 | $3,319+41.3% | $4,831-2.9% | $2,565+82.8% |
| Participant deferral / active EE | $11,024 | $5,946+85.4% | $7,354+49.9% | $3,952+178.9% |
| Admin fee / account holder | $1,176 | $6,934-83.0% | $10,804-89.1% | $6,261-81.2% |