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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,859 | $93,617+168.0% | $135,982+84.5% | $75,177+233.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 15.92% | 30.89%-15.0pp | 68.32%-52.4pp | 160.75%-144.8pp |
| Employer contribution / active EE | $4,410 | $3,538+24.6% | $4,859-9.2% | $2,671+65.1% |
| Participant deferral / active EE | $13,138 | $6,406+105.1% | $7,760+69.3% | $4,126+218.4% |
| Admin fee / account holder | $8,013 | $6,980+14.8% | $10,767-25.6% | $5,651+41.8% |